Thailand Property Damage Assessment Following the March 28, 2025 Earthquake

On March 28, 2025, a 7.7-magnitude earthquake originating near Mandalay, Myanmar, was felt across Thailand, including noticeable tremors in Bangkok. The event caused minor to moderate structural issues in some areas and has prompted renewed focus on building safety standards in the region.

Structural Effects in Bangkok

Reported Issues: 

Following the earthquake, the Bangkok Metropolitan Administration (BMA) received 14,430 reports of building cracks through its Traffy Fondue system between March 28 and 31. As of March 31, 83% of these cases (12,004 reports) had been inspected and addressed, with 2,426 cases still under review.

A joint inspection by the Department of Public Works and Town and Country Planning (DPT) and the BMA covered 3,375 buildings. Of these, 3,130 were assessed as safe, 211 showed moderate issues requiring attention, and 34 were found to have more serious damage and were temporarily closed for safety reasons.

Safety Inspections:

In response to the reports, the BMA has increased safety inspection efforts citywide. Building owners, especially those managing high-rise structures, are encouraged to conduct thorough checks and submit updated safety reports. These reports must include the owner’s name, the inspector’s name and license number, and a professional evaluation of the building’s condition.

To support these efforts, the BMA has mobilized volunteer engineers and improved its reporting systems to accelerate inspections and enhance public confidence.

The BMA’s proactive steps are aimed at reassuring residents and stakeholders, ensuring that all properties continue to meet safety standards following the earthquake.

Insurance and Financial Assistance

Insurance Claims Processing: The Office of Insurance Commission (OIC) has set up a 24-hour support center to assist with the processing of insurance claims related to earthquake-related property issues.

Coverage Details: Residential fire insurance policies in Thailand generally include earthquake coverage up to 20,000 baht per year, with the option to extend coverage. Industrial All Risk (IAR) insurance policies cover shared property elements in condominiums, such as structural components and common areas.

Financial Relief Measures: The government has tasked eight state-owned financial institutions with providing relief programs for affected individuals and businesses. These include low-interest loans, payment deferrals, and liquidity support to help ease financial pressures.

At FazWaz, we remain committed to supporting our clients through this recovery period. Our team is available to assist with property assessments, insurance claims, and navigating the evolving real estate landscape. We encourage property owners and investors to stay informed and take proactive steps to maintain the safety and value of their assets.

For personalized assistance or more information about specific properties, please contact the FazWaz team.